● Made for India · FY 2025-26 & 2026-27
Clarity for every rupee you earn, spend and save.
Arthsetu — the bridge between your finances and confident decisions. Calculate income tax, EMIs and GST in seconds, with the latest Indian rules.
Income Tax
Old vs New regime for FY 2025-26 & 2026-27 with rebate, surcharge & cess.
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CTC Breakup
Split CTC into Basic, HRA, PF & bonus — see monthly in-hand under both regimes.
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TDS Calculator
TDS on salary, FD, rent, professional fees and property sale (192/194A/I/J/IA).
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Advance Tax
Quarterly installments with 234B & 234C interest on shortfall or delay.
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Capital Gains
STCG/LTCG on equity, debt and property — Budget 2024 rates with indexation toggle.
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SIP Calculator
Project mutual fund returns — monthly SIP, lumpsum or step-up SIP.
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FD & RD
Fixed and Recurring deposit maturity with TDS and post-tax yield.
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PPF Calculator
15-year PPF maturity with year-wise growth — fully tax-free under EEE.
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EMI Calculator
Plan home, car or personal loan EMIs with full interest & principal breakdown.
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Loan Prepayment
See tenure cut and interest saved from a lump-sum prepayment.
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GST Calculator
Add or remove GST at any rate with CGST/SGST split for invoicing.
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Both regimes
Compare Old vs New side-by-side with rebate u/s 87A.
Two financial years
FY 2025-26 and FY 2026-27 slabs, surcharge & 4% cess.
Private by design
All math runs in your browser. Nothing is uploaded.